Gold Loan – Eligibility
Anyone who is the major member and owns gold ornaments can avail the loan. To obtain the loan, you need to submit your gold jewellery or Bullions (within the Karat range of 18 to 24 k) at Kdsb Nidhi Limited. The loan amount will be sanctioned on the basis of gold valuation which involves verification of its purity. The weight of stones etc. fixed on the ornaments will be deducted for the intention of valuation.
Key Features
- Attractive Interests Rates.
- Hassle-free quick processing of loans
- Minimum documentation and quick disbursal
- Simplified Paperwork.
- Easy Payment options.
- ATL - Anytime Liquidity
- No appraisal charges, No documentation charges, No safe storage charges, Loan closure permitted at any time, No hidden charges
- Multiple Repayment Option
Monthly Interest Scheme
Monthly Interest Scheme
|
Schemes
|
12 Month Renewal of every Year
|
Loan Amount |
Up to Rs. 2,00,000 per Member |
Interest Rate |
Interest rate depend on Gold Loan amount, Gold Valuation,
Margin on Loan and Company internal Policy |
Interest Payment |
Every Month |
Monthly EMI Option
Monthly Interest Scheme
|
Schemes
|
6 month to 24 Month
|
Loan Amount |
Up to Rs. 2,00,000 per Member |
Interest Rate |
Interest rate depend on Gold Loan amount, Gold Valuation,
Margin on Loan and Company internal Policy. |
Interest Payment |
Every Month |