It is a deposit scheme in which members who are daily wage earners, small traders and people running small businesses can deposit money on a daily basis . This will help them to inculcate Saving habits and can help them to build bigger capitals.
| Tenure | Amount | ROI (%) | Maturity Amount |
| 3 months | 100 | 4 | 9000 |
| 6 months | 100 | 4 | 18000 |
| 9 months | 100 | 4 | 27000 |
| 12 months | 100 | 4 | 36000 |
Features And Benefits:-
- In this scheme money can be deposited into an account on daily basis.
- The amount can be as small as Rupees 100/- .
- The best feature of the scheme is an representative of Kdsb Nidhi comes to collect the money on daily basis to your doorstep.
- The minimum denomination of the scheme is Rs.100/- per day and in multiples of 100.
- In case of withdrawal before 3 months , charge of 3% on the deposited amount.